diff --git a/extensions/general/mcp-server/__tests__/list-cash-accounts.test.ts b/extensions/general/mcp-server/__tests__/list-cash-accounts.test.ts
new file mode 100644
index 00000000..351d6822
--- /dev/null
+++ b/extensions/general/mcp-server/__tests__/list-cash-accounts.test.ts
@@ -0,0 +1,60 @@
+import { describe, it, expect, vi, beforeEach } from 'vitest'
+import { TOOL_SCOPE_MAP } from '@/lib/auth/api-keys'
+
+vi.mock('@/lib/cash-accounts/service', async () => {
+  const actual = await vi.importActual<typeof import('@/lib/cash-accounts/service')>('@/lib/cash-accounts/service')
+  return { ...actual, listForCompany: vi.fn() }
+})
+
+import { listForCompany } from '@/lib/cash-accounts/service'
+import { tools, isDefaultCatalogTool } from '../server'
+
+const tool = tools.find((t) => t.name === 'gnubok_list_cash_accounts')!
+
+describe('gnubok_list_cash_accounts', () => {
+  beforeEach(() => {
+    vi.clearAllMocks()
+  })
+
+  it('is a read-only, search-only transactions:read discovery tool', () => {
+    expect(tool).toBeDefined()
+    expect(TOOL_SCOPE_MAP.gnubok_list_cash_accounts).toBe('transactions:read')
+    expect(tool.annotations).toMatchObject({ readOnlyHint: true, destructiveHint: false, idempotentHint: true })
+    expect(tool.catalogVisibility).toBe('search')
+    expect(isDefaultCatalogTool(tool)).toBe(false)
+  })
+
+  it('maps cash_accounts rows to the qualified wire shape, primary first', async () => {
+    vi.mocked(listForCompany).mockResolvedValue([
+      { id: 'ca-1', company_id: 'company-1', ledger_account: '1930', name: 'Företagskonto', currency: 'SEK', iban: 'SE4550000000058398257466', is_primary: true, enabled: true, source: 'enable_banking' },
+      { id: 'ca-2', company_id: 'company-1', ledger_account: '1940', name: null, currency: 'SEK', iban: null, is_primary: false, enabled: false, source: 'manual' },
+    ] as never)
+
+    const result = (await tool.execute({}, 'company-1', 'user-1', {} as never)) as {
+      cash_accounts: Array<Record<string, unknown>>
+      count: number
+    }
+
+    expect(listForCompany).toHaveBeenCalledWith({}, 'company-1', { enabledOnly: false })
+    expect(result.count).toBe(2)
+    expect(result.cash_accounts[0]).toEqual({
+      cash_account_id: 'ca-1',
+      ledger_account: '1930',
+      name: 'Företagskonto',
+      currency: 'SEK',
+      iban: 'SE4550000000058398257466',
+      is_primary: true,
+      enabled: true,
+      source: 'enable_banking',
+    })
+    expect(result.cash_accounts[1]).toMatchObject({ cash_account_id: 'ca-2', name: null, iban: null, enabled: false, source: 'manual' })
+    // No bare `id` leaks onto the wire (qualified-ids convention).
+    expect(result.cash_accounts[0]).not.toHaveProperty('id')
+  })
+
+  it('passes enabled_only through', async () => {
+    vi.mocked(listForCompany).mockResolvedValue([])
+    await tool.execute({ enabled_only: true }, 'company-1', 'user-1', {} as never)
+    expect(listForCompany).toHaveBeenCalledWith({}, 'company-1', { enabledOnly: true })
+  })
+})
diff --git a/extensions/general/mcp-server/server.ts b/extensions/general/mcp-server/server.ts
index 7c0d8a1d..2c994049 100644
--- a/extensions/general/mcp-server/server.ts
+++ b/extensions/general/mcp-server/server.ts
@@ -74,6 +74,7 @@ import {
 } from '@/lib/reports/vat-filing-gate'
 import { findRcBasisGaps } from '@/lib/reports/rc-basis-gaps'
 import { fetchAllRows } from '@/lib/supabase/fetch-all'
+import { listForCompany as listCashAccountsForCompany } from '@/lib/cash-accounts/service'
 import {
   looksLikeSwedishPersonalNumber,
   normalizeReroutedPersonalNumber,
@@ -9817,6 +9818,71 @@ export const tools: McpTool[] = [
     },
   },
 
+
+  {
+    name: 'gnubok_list_cash_accounts',
+    title: 'List Cash Accounts',
+    description: 'List the company bank/cash accounts (cash_accounts): BAS ledger, currency, IBAN, primary flag. Use cash_account_id to filter transaction listings and account_number (ledger_account) for gnubok_get_reconciliation_status.',
+    inputSchema: {
+      type: 'object',
+      additionalProperties: false,
+      properties: {
+        enabled_only: { type: 'boolean', description: 'Only accounts that sync (default false)' },
+      },
+    },
+    outputSchema: {
+      type: 'object',
+      additionalProperties: false,
+      properties: {
+        cash_accounts: {
+          type: 'array',
+          items: {
+            type: 'object',
+            additionalProperties: false,
+            properties: {
+              cash_account_id: { type: 'string' },
+              ledger_account: { type: 'string', description: 'BAS account, e.g. "1930"' },
+              name: { type: ['string', 'null'] },
+              currency: { type: 'string' },
+              iban: { type: ['string', 'null'] },
+              is_primary: { type: 'boolean' },
+              enabled: { type: 'boolean' },
+              source: { type: 'string', enum: ['enable_banking', 'manual', 'sie_import'] },
+            },
+            required: ['cash_account_id', 'ledger_account', 'name', 'currency', 'iban', 'is_primary', 'enabled', 'source'],
+          },
+        },
+        count: { type: 'number' },
+      },
+      required: ['cash_accounts', 'count'],
+    },
+    annotations: {
+      readOnlyHint: true,
+      destructiveHint: false,
+      idempotentHint: true,
+      openWorldHint: false,
+    },
+    // Search-only: a discovery helper for the transaction listings and the
+    // reconciliation tool, not part of the default catalog (tools/list budget).
+    catalogVisibility: 'search',
+    async execute(args, companyId, _userId, supabase) {
+      const rows = await listCashAccountsForCompany(supabase, companyId, {
+        enabledOnly: args.enabled_only === true,
+      })
+      const cashAccounts = rows.map((row) => ({
+        cash_account_id: row.id,
+        ledger_account: row.ledger_account,
+        name: row.name ?? null,
+        currency: row.currency,
+        iban: row.iban ?? null,
+        is_primary: row.is_primary === true,
+        enabled: row.enabled !== false,
+        source: row.source,
+      }))
+      return { cash_accounts: cashAccounts, count: cashAccounts.length }
+    },
+  },
+
   // ── Document Inbox Tools ────────────────────────────────────
 
   {
diff --git a/lib/auth/api-keys.ts b/lib/auth/api-keys.ts
index 0b96447b..b0fd3c47 100644
--- a/lib/auth/api-keys.ts
+++ b/lib/auth/api-keys.ts
@@ -167,6 +167,7 @@ export const TOOL_SCOPE_MAP: Record<string, ApiKeyScope> = {
   gnubok_update_company_settings:         'companies:write',
   // Transactions
   gnubok_list_uncategorized_transactions:     'transactions:read',
+  gnubok_list_cash_accounts:                  'transactions:read',
   gnubok_list_transactions_without_documents: 'transactions:read',
   gnubok_create_transactions:                 'transactions:write',
   gnubok_categorize_transaction:              'transactions:write',